Personal Finance , ,

Credit Repair Can Make You Money

How many times have you had a client who would love to buy a home or get a mortgage loan and they just couldn't qualify because of their credit history? Isn't it frustrating for you and them both? And with the way the economy and real estate market has been over the last few years, a huge number of previously qualified home buyers have been pushed out of the market simply due to the credit challenges that they faced during the Great Recession! The good news is that there are reputable credit repair firms who have become experts at helping…
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The Most Popular New Years Resolutions in North America

What are the most common things that North Americans make goals to accomplish in the coming year when New Year’s comes around? Here are some of the most common New Year’s resolutions, and tips for making them happen. Spending More Time with Family and Friends The polls have suggested that more than half of Americans vowed to spend more time with their loved ones in the New Year. As the years pass by we realized that one of most important things about life is who we spend our time with, and the urge is there to reconnect and enjoy quality moments…
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Creating a Holiday Savings Fund

Do you find that every January, you stare at your credit card bill and your bank balance in horror, shocked at how much money you spent in December on presents, holiday treats, decorations, special outings and more? The holidays can be a very expensive time of year, and many people tend to get carried away and sentence themselves to a January of barely scraping by. However, if you plan ahead for next Christmas, you will be able to buy all of the presents you need without even batting an eye or seeing your bank balance dip even once. How can…
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Personal Finance , , ,

Got More Month Than Money? A Few Clever Ways to Save Money This Christmas

If you are short on funds this holiday season, there is no reason why your festivities have to be any less merry! You can still have a great time enjoying the season without having to spend a fortune. Here are some tips that will help you save money this holiday season: Instead of having to buy a gift for everyone in your office, group of friends, or social circle, why not organize a Secret Santa system instead. Put everyone’s name in a hat and then each draw out a name. You will only have to buy one gift instead of…
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Personal Finance , ,

Three Tips for Becoming More Aware of Your Spending Habits

It’s not how much money you earn that will make you rich; rather it is your spending habits. How aware are you of what you spend on a daily basis? Do you ever think you have a certain amount of money in your account and then realize that you have a lot less? Noticing how much you spend can be the first step to learning how to manage your money better. Here are three useful tips for becoming more aware of what you are spending: Use Cash There is something about credit cards and debits cards that make it much…
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Got Student Loans? Tips for Graduating Debt Free

Going to a university or college can be a great opportunity to obtain the education and qualifications you need to pursue the career of your dreams. However, many students find themselves under huge mountains of student debt after graduating, which will take years to pay back. Taking out student loans to go to college is not always necessary, and with a little foresight, hard work, and ingenuity you can get through your degree without having debt cast a shadow over your life. Here are some tips for graduating debt free: Don’t go to school right away. If you spend a…
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