Personal Finance , , , ,

The Most Popular New Years Resolutions in North America

What are the most common things that North Americans make goals to accomplish in the coming year when New Year’s comes around? Here are some of the most common New Year’s resolutions, and tips for making them happen. Spending More Time with Family and Friends The polls have suggested that more than half of Americans vowed to spend more time with their loved ones in the New Year. As the years pass by we realized that one of most important things about life is who we spend our time with, and the urge is there to reconnect and enjoy quality moments…
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Personal Finance , , , ,

Creating a Holiday Savings Fund

Do you find that every January, you stare at your credit card bill and your bank balance in horror, shocked at how much money you spent in December on presents, holiday treats, decorations, special outings and more? The holidays can be a very expensive time of year, and many people tend to get carried away and sentence themselves to a January of barely scraping by. However, if you plan ahead for next Christmas, you will be able to buy all of the presents you need without even batting an eye or seeing your bank balance dip even once. How can…
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Personal Finance , ,

Three Tips for Becoming More Aware of Your Spending Habits

It’s not how much money you earn that will make you rich; rather it is your spending habits. How aware are you of what you spend on a daily basis? Do you ever think you have a certain amount of money in your account and then realize that you have a lot less? Noticing how much you spend can be the first step to learning how to manage your money better. Here are three useful tips for becoming more aware of what you are spending: Use Cash There is something about credit cards and debits cards that make it much…
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Personal Finance , , ,

Ka-Ching! Simple Tips for Trimming Down Your Grocery Bill

Do you gulp with fear every time you approach the checkout at the supermarket? Do you end up spending a huge amount on grocery shopping every week, yet only coming home with a few bags of items? It is possible to cut down your grocery bill drastically; you just need to know how to outsmart the supermarket and get more for your dollar. Here are some clever tips for getting the most food for the lowest price next time you go grocery shopping: The most important rule is: never go grocery shopping when you are hungry! Make sure you go…
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