Personal Finance , , , ,

Creating a Holiday Savings Fund

Do you find that every January, you stare at your credit card bill and your bank balance in horror, shocked at how much money you spent in December on presents, holiday treats, decorations, special outings and more? The holidays can be a very expensive time of year, and many people tend to get carried away and sentence themselves to a January of barely scraping by. However, if you plan ahead for next Christmas, you will be able to buy all of the presents you need without even batting an eye or seeing your bank balance dip even once. How can…
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Personal Finance , , ,

Got More Month Than Money? A Few Clever Ways to Save Money This Christmas

If you are short on funds this holiday season, there is no reason why your festivities have to be any less merry! You can still have a great time enjoying the season without having to spend a fortune. Here are some tips that will help you save money this holiday season: Instead of having to buy a gift for everyone in your office, group of friends, or social circle, why not organize a Secret Santa system instead. Put everyone’s name in a hat and then each draw out a name. You will only have to buy one gift instead of…
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